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Renter's Insurance Exclusions


What is not covered by a Renters Insurance Policy?


There are a few things that are not covered under a basic Renters Insurance policy such as Floods, Earthquakes & Hurricanes. These events require an additional policy in order to be covered. Often these events are based on where you live so they don't apply to everyone.

Additionally, some items that may not be included or have special limits are jewelry, money & business property. Make sure you inquire about the coverage on these items if you have them to make sure you are protected. If they are covered, it is a good idea to find out specifically where in the contract it mentions those items so that you are well prepared in case you need to file a claim later.

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More on Renters Insurance


Why do I need Renters Insurance?
How does Renters Insurance protect me?
How much does Renters Insurance cost?
What is not covered by Renters Insurance?
How can I get low cost Renters Insurance?
Isn't Renters Insurance my landlords concern?
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